From the Book "Small City, Big Money"

Deal Analyzer Suite

See exactly how much wealth you're losing by renting in an expensive city — and how relocating + house hacking could make you financially free in under 5 years.

Example: SF renter relocating to Rochester, NY
$3,604
SF 2BR rent
vs
$1,573
Rochester 2BR
=
$2,031/mo saved
HUD 2026 data

4-in-1

Analysis Tools

3 Free

Analyses

HUD + Zillow

Real Data

Smart Analyzer PRO

Just paste an address. We pull real data from Zillow + HUD and use AI to tell you: Buy, Negotiate, or Pass.

Property Address
Enter the street address from Zillow or Realtor.com
Your Situation
AI will analyze whether this property fits YOUR budget and goals — not just if it's a "good deal" in general.
Cash for down payment + closing costs
AI Investment Analysis
0

Property Details (Auto-Fetched)
Financial Analysis
Monthly Income vs Expenses

Step 1: Am I Ready?

Enter your real numbers. See how fast you could reach financial freedom by relocating to a small city and house hacking.

Your Current Situation
Your take-home pay after taxes
Rent + utilities you currently pay
Food, transport, subscriptions, insurance, etc.
Cash you could use toward a down payment
Your Financial Freedom Timeline
Today Break Even Financial Freedom
Big City vs Small City — 5 Year Comparison
Key Insight

Step 3: Analyze a Deal

Enter a property you found on Zillow or Realtor.com. Get an instant investment score telling you: Buy, Negotiate, or Pass.

Property Details
Listing price from Zillow/Realtor.com
FHA=3.5%, Conventional=20%, Investment=25%
Current avg ~6.5%. Get pre-approved for your rate
Typically 2-5% of purchase price
Check Zillow Rent Zestimate or Rentometer
Found on county tax assessor website
Get quotes from Lemonade or Hippo
$0 for single-family homes
Rule of thumb: 1% of home price per year / 12
5-8% typical in small cities
8-12% of rent. 0% if self-managed
0
Monthly Breakdown

Step 2: Compare Cities

Which small city gives you the best bang for your buck? See real HUD rent data and investment potential side-by-side.

Select Your Current City
Top Small Cities Ranked by Investment Potential
Rank City Avg Home Price Avg Rent Price-to-Rent Monthly Savings vs You Investment Score
Your Dollar Goes Further

Step 4: Plan Your Strategy

Choose a strategy and see exactly what your returns would look like.

Choose Your Strategy
What is House Hacking?
Buy a property, live in it, and rent out spare rooms or units to cover your mortgage. You live for free (or even profit) while building equity. This is exactly how Miss Bonny started in Rochester.
House Hacking Details
FHA allows 3.5% for primary residence
Check county tax assessor
Check Craigslist/FB Marketplace for local rates
Check AirDNA.co for your market
60-80% typical for good listings
House Hacking Results
Income Breakdown

Unlock the Full Suite

Choose the plan that fits your investment journey

STARTER
Free
Try all calculators with limited analysis
  • Freedom Calculator (unlimited)
  • City Comparison (unlimited)
  • Smart Analyzer (1 free demo)
  • Deal Analyzer (blurred preview)
INVESTOR PRO
$19/month
Everything you need to find and analyze deals
  • Unlimited Deal Analysis
  • Full City Comparison (8+ cities)
  • House Hack & BRRRR Calculator
  • PDF Report Export
  • Priority email support
Start 7-Day Free Trial
LIFETIME
$149 one-time
Best value for serious investors + book bundle
  • Everything in Investor Pro
  • Lifetime updates
  • Signed copy of the book
  • 1-on-1 strategy call (30 min)
  • Private investor community
Get Lifetime Access